Privacy Policy

Last updated: June 17, 2026

This Privacy Policy explains what information MoneyMission ("we," "us") collects, how we use it, and the choices you have. By using the MoneyMission app and website (the "Service"), you agree to this Policy.

Our approach: we collect as little as we need to run the Service, we never sell your personal information, and we are especially careful with children.

1. Information we collect

What	Why
Email address	To create your account and send one-time sign-in codes and important notices.
Subscription & billing status	To give Pro members access. Payments are handled by Stripe; we receive your subscription status and a customer reference, not your full card number.
Bank account data (only if you link a bank)	If you connect a bank through Plaid, we access transaction and balance information so the budgeting tools can work.
MoneyBot chat messages	The questions you send to MoneyBot are processed by our AI provider to generate a response.
Feedback you submit	When you use the in-app feedback form, we receive your message and, if you are signed in, your email so we can follow up.
Learning progress	Lesson progress, streaks, and similar app state are stored on your device (local storage). Some account-related data is stored in our database.
Basic technical data	Standard server logs and bot-protection checks (via Cloudflare Turnstile) to keep the Service secure.

2. How we use information

To provide, maintain, and improve the Service.
To sign you in, manage your subscription, and provide budgeting and chat features.
To respond to your feedback and support requests.
To protect the Service against abuse, fraud, and security threats.
To meet legal obligations.

We do not sell your personal information, and we do not use it for third-party advertising.

3. Children's privacy (COPPA)

MoneyMission is built with kids in mind, and we take children's privacy seriously.

A child under 13 uses MoneyMission inside a parent or guardian's account. We require the parent or guardian to sign in and provide consent first.
We do not knowingly collect personal information directly from a child under 13. MoneyBot is instructed not to ask for or repeat personal details from kids.
A parent or guardian can review or request deletion of their child's account information by emailing us (see Contact).
If you believe a child under 13 has given us personal information without parental consent, contact us and we will delete it.

4. Service providers we share with

We share information with trusted providers only as needed to run the Service. Each handles data under its own privacy and security commitments:

Provider	Purpose
Stripe	Payment processing and subscription billing
Plaid	Secure bank connections (only if you link a bank)
Supabase	Account authentication and database hosting
Anthropic	AI that powers MoneyBot responses
Cloudflare	Bot protection and security
Mailgun	Sending sign-in codes and notification emails

We may also disclose information if required by law or to protect the rights and safety of our users and the Service.

5. Your access to your bank data

Linking a bank is optional. You can disconnect a linked bank at any time from within the app. When you disconnect, we invalidate the connection so no further data is retrieved. Transaction history already imported may remain visible to you in the app as part of your records until you ask us to remove it.

6. Data retention and deletion

We keep your information for as long as your account is active or as needed to provide the Service and meet legal and accounting requirements. You can ask us to delete your account and associated personal information by emailing us. Some records may be retained where required by law.

7. Security

We use reasonable technical and organizational measures to protect your information, including encryption in transit and access controls so that only people and systems that need data can reach it. No method of transmission or storage is perfectly secure, so we cannot guarantee absolute security.

8. Your choices and rights

You can update or delete your account by contacting us.
You can disconnect a linked bank at any time.
Depending on where you live, you may have rights to access, correct, or delete your personal information. Contact us to exercise them.

9. Changes to this Policy

We may update this Policy from time to time. We will change the date above when we do and, for material changes, provide notice where appropriate.

10. Contact

For privacy questions, data requests, or parental requests about a child's account, email support@moneymission.app.